dental_financing

Paying for Your Dental Care

For your convenience, we accept cash, personal checks, money orders and major credit cards including, VISA, MasterCard, AMERICAN EXPRESS & DISCOVER.  Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our dental office.

Care Credit

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 12 months (Additional plans may be available)
  • No up-front costs, pre-payment penalties or annual fees

Learn more by visiting CareCredit.com or contacting our office. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! For more information or to apply now, just click on the link below.

Flexible Spending Account (FSA)

A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs.  You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.

Flexible spending accounts taken equally out of your paycheck during the year.  The amount you can contribute is $2,550 per employer ($5,100 per family).  You can use the money immediately, so if you have an immediate need in January you can utilize the entire amount (almost like an interest free loan).  The tax benefit alone could be substantial.

Lending USA

Lending USA works more like a traditional installment loan.  Offering fixed payments over a longer period of time at competitive rates.  There is no impact to your credit score (credit profile) to qualify.  Lending USA approves 30% more loans than most other patient financing companies.  There are no pre-payment penalties.

Lending USA offers long term loans (up to 60 months) for amounts up to $35,000.  Rates and payments are fixed for the life of the loan with no collateral required. Most loans can be completed in as little as 7 minutes.

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